Money – how to keep it and how to make it

Are you a shopaholic? Here are four questions to help you curb the habit

The school holidays is one of those times of year when families tend to spend more money than expected. Little trips here and there, food, arts and crafts, toys…even free activities have an associated cost.

So just how do you curb the spending – and teach the children how and why it’s important to think before splashing out? Here are some questions to ask yourself before you buy:

How to get your first mortgage…not just for the twenty something’s

Getting on the property ladder can happen at any point in a person’s life. We often have a picket-fence mentality when it comes to thinking about how families grow – get married, buy a house, have children and live Stepford Wives happy ever after. Back to reality…not everyone’s plan works out that way, and getting a mortgage can come a little further down the line.

Top tips for budgeting with children

Having children can be expensive, especially for parents with several mouths to feed, shoes to buy and school outings and uniforms to pay for, not to mention holidays, birthdays and Christmas.
Keeping up with everything can be difficult, making it so easy to get into debt. Luckily, there are a few steps and clever budgeting methods you can use to ensure you can still afford the things you want without spiralling into debt.

Dropshipping and wholesale guide: how to get the products you need to get your business started

Selling products is often one of the first sources of income that mums who want to make extra money consider. Whether it’s selling Avon, or actually buying products in bulk to sell to friends and family, selling products is a good way to make money.

Dropshipping and buying at wholesale is an area that is often considered, too. But they can seem like a bit of a minefield if you don’t know where to look.

Think before you sign – can you really afford it?

The housing market has been a source of great interest over many years and that is especially true now, due to the government’s decision to move their ‘help to buy’ scheme three months ahead of schedule.

The Conservatives policy, which is designed to help first time buyers get onto the property ladder a lot quicker and for a fraction of the price, involves taking out a 95% mortgage.

How to make your childcare and activities for the kids cost less

Raising a family today costs parents thousands of pounds every year, but there are ways to reduce that cost if you know how.

If you could save money on childcare and the club’s and activities you enrol your children into, that money could go a long way and be used on other essentials.

Here are just three things you can do to reign back some of your hard earned money: