Money – how to keep it and how to make it

How your child can avoid identity theft while away at university

Going away to university can have a mix of feelings for you and your child alike – they are fleeing the nest (maybe permanently now they have a taste for it). For them, it may be a welcome chance to break free into independence and with it, some mistakes along the way.

Here are some tips to help them avoid identity theft (some you can apply to yourself, too):

7 ways to fund your business idea without a loan

It is often said that when it comes to business, women are les likely to take financial risks than their male counterparts. Women are perceived to generally not want to take out bank loans to start or grow their business, and even when they do it is a much smaller amount than men.

But, it seems that perhaps women are not as over-cautious with lending as believed, because a report has come out showing that banks are discriminating against women.

Pregnant? How do you plan to keep the money coming in when the baby arrives?

Finding out that you are expecting your first child can be a mix of feelings – joy, excitement, fear and confusion.

You may have already started thinking about how you’ll cope with an extra mouth to feed and how you’ll do that. Will you leave your job and become a full-time mum, will you cut back your hours so you can spend more time with your baby, or will you work full-time because you need the money?

Three business models you can use to make money from home

Working from home has become the reality for millions of people around the world, thanks to the internet. Our mum friends in the US have taken a lead on this, and it’s not uncommon to find a mother homeschooling her children while running a home-based business at the same time.

If you’re looking for a way to generate money doing just that (homeschooling aside), there are three models you can use to keep a steady flow of cash coming through:

Tips for gambling responsibly

Do you often fancy your chances in the weekly lottery? Are you known to make an impulse scratch card purchase at the newsagents when you get a feeling that luck is on your side? Or maybe a a regular trip to the bingo with the girls is more your thing. Perhaps you can’t resist playing mobile casino on your smartphone on the way to work?

Whatever you’re into, you probably aren’t alone. The Gambling Commission estimates that there are between 236,000 and 378,000 problem gamblers in Britain, but Gamblers Anonymous thinks it is nearer 600,000 and women make a significant percentage of those figures.

If you’re left feeling ashamed, here are some tips to make sure you gamble sensibly:

Four tips to help you buy school uniform on a tight budget

Tight budget or not, buying school uniforms is a must for every parent with school-aged children. And the older they get the more expensive and mandatory school uniform becomes.

So how can parents shop on a budget when purchasing school uniform during times of austerity? Here are four tips to help you buy school uniform on a tight budget:

Research shows that 70% of families in low incomes are not claiming benefits they are entitled to

There’s been a lot of publicity on government cuts since the Coalition’s budget reforms last year. But it seems that many families are just trying to get by without claiming benefits that they are actually entitled to.

New research published by Turn2us, part of national charity Elizabeth Finn Care, has found that families who could be in most need of financial help are not accessing the financial support that is available to them.