Tag: Business insurance

everything you need to know about public liability insurance

Everything you need to know about Public Liability Insurance

With life often pulling us in all manner of different directions, juggling family and business can often be one of life’s greatest challenges.

But, if you have landed on my blog, you’re already nailing work, business, money and being a mum! After all, anyone can turn their talents into a business and do what they love, even if you are busy nurturing your little ones. You just have to have the drive and determination to turn your vision into a reality.

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Insurance: Have you got it covered?

So yours is a little business that you work around the kids, working in to the early hours and sending out to customers. Does that mean you don’t need business insurance? Well, in a word – no. 

So what would you do if you upset a client (late delivery of goods or services, cancellation of orders etc), and they decided to take you to court? Would it wipe out all your profits and savings? Could you afford the legal costs?

What is professional indemnity insurance and why is it necessary?

We live in a world where compensation claims have entered the popular psyche. This puts the individual and more prevalently the business owner at great risk of being sued. Some of these claims may be entirely justifiable due to gross professional negligence whereas others may be more innocuous; the point is that they all need to be legislated against in terms of a decent Professional Indemnity Insurance policy.