Pre-Christmas will see a huge spending splurge

As you read this article, I’m sure you’ve had at least on conversation about Christmas shopping in the past hour! And it probably won’t just be ‘spending talk, as survey has found that we’re planning to spend more on their festive shopping than they did last year. With only a week to go until Christmas, a study suggests that we’re planning to spend some ?11.85 billion during the last week before Christmas – ?2.7 billion more than this time last year.

Sainsbury?s Bank research says that around 18% of this last-minute spending ? some ?2.1 billion – spent on credit cards.

The research reveals that around 1.4 million people intend to spend more than ?1,000 during the last seven days before Christmas, and a further 4.4 million people intend to spend between ?501 and ?1,000. Surprisingly, though, according to the study, on average, men intend to spend ?325.48, while women spend ?231.63.

If asked where you think most of the spending will be, I’m sure most of us would think it was in the capital, but it’s not. People in the North East, Yorkshire and Humberside expect to spend the most in the run-up to Christmas and those in South East and East Anglia will spend the least.

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