3 tips to save time, money and hassle

As a working mum, you may be quite familiar with the feeling that you’re always trying to keep up with something – your child’s social calendar, your work commitments and managing the family budget.

There will doubtless be days when you feel that the demands of your family life are pressuring your work life, or that the same thing is happening in reverse.

20120618-154419.jpgThere are some things you just won’t be able to avoid, but you can avoid a good deal of the stress by managing your business and financial life with care. This sounds obvious, but often finances can take a backseat to other tasks.

If you’re busy all the time taking the kids to school, going to work, picking them up from school, etc., you may find it hard to take the time aside to make sure that you are budgeting your finances well, and doing things to save money.

However, spending a little bit of time on these things can pay off in the long run.

A good place to start is by looking for simple, easy ways to save money on everyday expenses or products. Of course, this is easier said than done, but here are a few specific ideas that may help you to get started:

o If you do not already do so, start shopping online. Sites like Amazon are always having good money-saving deals that can help you get more for your money. For many people, shopping online is still a relatively odd concept, and something not everyone is practiced at. However, once you start shopping online, you may be shocked at how much money you can save.
o If your family has two or more cars, you may well be wasting money, time and effort keeping track of two separate insurance policies, when it is not necessary to do so. Instead, try looking into Aviva multicar insurance, which simplifies the process and reduces the expense of insuring multiple cars.
o For an even simpler, but surprisingly efficient way to spend money, consider investing in a water-purifying device. These can either be pitchers in your refrigerator, or attachments to your water taps, but either way they can give you crisp, clean water, which will ultimately save you a great deal of money if you usually buy bottled water.

By Beth Williams

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