Think before you sign – can you really afford it?

Think before you sign – can you really afford it?

The housing market has been a source of great interest over many years and that is especially true now, due to the government’s decision to move their ‘help to buy’ scheme three months ahead of schedule.

The Conservatives policy, which is designed to help first time buyers get onto the property ladder a lot quicker and for a fraction of the price, involves taking out a 95% mortgage.

Five things you can do with Post-it Notes…tried and tested!

Five things you can do with Post-it Notes…tried and tested!

Never one to be intimidated by challenges, I could think of nothing more exciting two weeks ago when 3M, the makers of the famous Post-it Note asked if I would like to take part in a blogger challenge.

Within two days, I was in the receipt of two big blocks of 3M Post-it Notes , and a cute handbag dispenser (yes, that really does exist) and off I went to show the world five different ways to use Post-It notes. Here goes:

Decluttering guide for busy (and tired!) working mums

Decluttering guide for busy (and tired!) working mums

How many times have you heard it before – you procrastinate, you’re untidy, you’re lazy. Well, guess what, they may not be the nicest things to be called but you’re now old enough to accept what you are and have realised that chances are that you are not going to change.

Also, although you may not necessarily be proud of these character traits, they haven’t stopped you from getting on with your life and you have not done too badly for yourself, thank you very much.

Aaargh! Top 10 chores that cause the most arguments at home

Aaargh! Top 10 chores that cause the most arguments at home

It’s only Wednesday and you’re seething already because you’ve tripped over a shoe that has been left in a blind spot in the corridor, had to put dirty dishes in the dishwasher (that’s right underneath where the said dishes were left), and feel icky because of a hair ingested wet towel that’s been left on the bathroom floor.

If you’ve said it once…well, you’re not alone. According to a recent survey there are 10 chores that couples argue about most around the home – can you spot yours:

Five things your plumber doesn’t want you to know

Five things your plumber doesn’t want you to know

Slow dripping taps may seem like nothing, but left ignored could eventually lead to bigger problems that cost more money to fix.

Here are five things your plumber doesn’t want you to know because it will cut down on how often you call him out:

Online bingo: Fun for the whole family

Online bingo: Fun for the whole family

The traditional image of a bingo hall is a cracked, smoky concrete block that has somehow stayed rooted in the 70s, oblivious to the world around it. But the world of online Bingo has, in fact, revolutionised the game’s image, and thanks to the likes of Tasty Bingo you can even play along with the whole family.

woman cleaning with headphones in bright room

Put the duster down! It’s time.to get yourself a cleaner!

A few months ago the Coalition government promised to help working mums by subsidising the cost of getting a cleaner. It sounds propesterous when so many families are struggling to keep a roof over their heads – and worse, feed themselves.

But keeping a clean home does have its benefits. It can have such a huge impact on wellbeing, bring a sense of calm and order into the home.

How to plan an effective marketing strategy

How to plan an effective marketing strategy

With the cost of getting business equipment, insurance and paying for professional help, marketing is often seen as a nice to have rather an a must. But it shouldn’t be given lip service – businesses that succeed know it’s value and aim to give it as much of a priority as it deserves.

In this video you’ll learn the benefits of creating an effective marketing strategy, looking at mailshots, networking, leaflets and flyers, trade shows and exhibitions and more.

How to stop young children making costly in-app purchases on your mobile phone or tablet

How to stop young children making costly in-app purchases on your mobile phone or tablet

This year, mobile app revenues are set to make in excess of £20bn, according to research firm Garner. Is that money being contributed to by in-app purchases your child is making without your awareness?

Why is it happening?
It may seem strange that a four or five year old child can amass a small fortune worth of purchases when they don’t have the email password  or understanding about buying on your tablet. And this is precisely why the Office of Fair Trading investigated the issue for five months, investigating 38 games.

How to make your childcare and activities for the kids cost less

How to make your childcare and activities for the kids cost less

Raising a family today costs parents thousands of pounds every year, but there are ways to reduce that cost if you know how.

If you could save money on childcare and the club’s and activities you enrol your children into, that money could go a long way and be used on other essentials.

Here are just three things you can do to reign back some of your hard earned money:

Urghh! Monday morning blues?Here are three tips to make it better next week

Urghh! Monday morning blues?Here are three tips to make it better next week

After the weekends slumber it can be hard to drag yourself out of bed attend crack of dawn on Monday mornings. And if your children are typical, they’ve likely had birthday parties or had some sort of extra class(es) that have required you to ferry them around.

By the time Sunday night comes, the weekend seems so far away, and feels like you didn’t get the rest and chillax time you promised yourself during the week.

Sound all-too familiar? Well, no one said being a working mum would be easy, but here are three steps to help you achieve that all-important Monday morning balance:

Product review: tech and craft gadgets

We all need something that will make life just that little bit easier and more efficient…and/or save as time and money to boot.

We’re not promising all that with today’s tech and craft reviews, but there’s something for everyone – you, the children or someone else’s stocking filler.

How to make skiing work as an activity holiday for your family

How to make skiing work as an activity holiday for your family

It doesn’t seem that long ago since the school summer holidays, but it’s still not too early to start looking at holiday deals for the family.

If you’re looking for an activity break, there are some limitations to what you can do, but skiing can be a great way to stay fit and active, and children as young as three can take to the slopes.

Here are some tips on preparing for a skiing holiday:

How to make international payments online

How to make international payments online

Whether it’s a stranded relative, your teenage child on a gap year, or a business associate in another country, we all need to make an international money transfer at some point in our lives.

Here are some things to consider if you have to make an international money transfer:

How to child proof your home

How to child proof your home

If you’re expecting a child soon, you will probably be thinking of making your home child friendly.

A child friendly home is a safe home for your child and a home with more freedom for your child.

Three home office must-haves

Three home office must-haves

Are you about to start working from home, or start a home-based business and don’t know what items you need to purchase to help you be as effective as possible in your new work environment?

Here are some must-haves that every home office should have:

How to compile competitive intelligence when starting a business

How to compile competitive intelligence when starting a business

Are you all set to embark on a new business, be it online or something more traditional? If so, good for you. However, before you take the plunge, take a little time to step back and make sure you’ve really done your homework on your industry and competitors.

Five free to low-cost advertising ideas for small businesses

Five free to low-cost advertising ideas for small businesses

Advertising is key to a company’s success, particularly in the beginning when no one knows of its existence, but the cost of advertising can put small businesses off.
But there are many ways to advertise your business without going bust! Find out how:

How to cope with post-holiday credit card bills

School summer holidays are arguably one of the most expensive times of the year where spending is concerned, and if you’ve gone a little overboard. Your credit card spending and are panicking about how to cope, here are some tips to help you:

Thinking about doing a course but can’t afford to pay for childcare? Read this…

Thinking about doing a course but can’t afford to pay for childcare? Read this…

Now that children are back in school and settled in the first term of the year, may mums find they have a lot of time to work or study. If that sounds like you, but you’re struggling to pool together the money to pay for childcare so you can take a course, you could be eligible for grants or funding through a bursary.