If your money means a lot to you, we’ve got you covered.
The average cost of a new baby is £5,464 in the first year of their child’s life – increasing by four per cent to £5,666 for those living in London.
It’s obviously excludes the cost of living, and any childcare required to raise the child, so it’s easy to see how money can be tight for new mums in maternity leave.
Now that the schools are open again,and the pressure of having keep children suitably entertained (with expensive activities and gadgets) has wained, it’s probably a good time start teaching the value of money.
We think this video from Money Supermarket is fantastic, and shows you how you can encourage children to be more appreciative and responsible with money:
Working mums have enough to juggle and trying to cook separate meals for a healthier diet in a bid to lose weight, can take its toll on time and money.
That’s why we jumped at the chance to review Diet Chef, as it seemed to kill both of those birds with one stone – delivering all meals and snacks straight to our doorstep.
Payday loans have received a lot of bad press recently. But for many families struggling to make ends meet, when a big bill hits the doormat, or the car breaks down and costs a bomb to fix, there really aren’t many other options.
Going away to university can have a mix of feelings for you and your child alike – they are fleeing the nest (maybe permanently now they have a taste for it). For them, it may be a welcome chance to break free into independence and with it, some mistakes along the way.
Here are some tips to help them avoid identity theft (some you can apply to yourself, too):
Worrying about finances is never a good thing, but worrying about whether or not you’ll be able to afford essential bills like your utilities or even food shopping is even worse, especially if you have little mouths to feed and look after.
When you spend your time juggling between looking after the kids and working for a living, it can almost feel like too much effort to organise a holiday on top of everything else – no matter how much you love getting away from it all.
But if you don’t go away, you won’t reap the benefits of a real break from the normal routine; a chance to leave work behind for a week or two and enjoy some real quality time with the kids and your partner.
It is often said that when it comes to business, women are les likely to take financial risks than their male counterparts. Women are perceived to generally not want to take out bank loans to start or grow their business, and even when they do it is a much smaller amount than men.
But, it seems that perhaps women are not as over-cautious with lending as believed, because a report has come out showing that banks are discriminating against women.
Having a business idea and no money to make it a reality can be a real downer. And most mums don’t like the thought of taking out loans, or borrowing from friends and family because of the added pressure.
This is why crowdfunding is a very good option.
Working from home is something many working mums want – it’s peaceful (well it can be!), productive and you get to choose your working hours, especially if you work for yourself.
If your work enables you to work from home, you’ll be joining a strong army of people who have turned their dream into a reality – but before you get too caught up in everything, have you checked out your insurance cover?
Victoria Beckham is quoted in Australian Vogue saying that she has a chef (plus a housekeeper and a nanny) who comes to the Beckham home three days a week to batch cook for the family.
While most of us can’t afford the luxury of a chef, we can batch cook. It saves a lot of time, money and means that it’s one less thing to worry about after a longs slog.
Setting up a home office is relatively simple – you decide which part of your home you want to work in, set your working hours and get started.
But what if you have some company…a new baby to join you? Here are some tips to make it work:
There is no doubt that the internet has made parenting a lot tougher. Many children often become engrossed with the latest developments in technology, and it is not easy to keep them away from things like mobile phones, tablets and electronic gadgets.
However, there are ways in which you will be able to ensure that your children are protected from the ill effects of unwanted internet information. Here are some tips:
If your family couldn’t afford a holiday this summer holiday don’t feel bad.
Holidays are all about memories and experiencing something new – you can do that from home. Here’s how:
Left it late to plan a family holiday,and running out of ideas? Here are some great ideas for every budget and no matter the age of your children:
Preparing the children for the new school year can be costly. Everything from new school shoes, uniform, books and everything else in between can soon add up.
Here are five tips to help you cut the cost of school uniforms and keep some money in your current account:
In a word, yes!
Many years ago, I was a Blackberry supporter. I upgraded to every Curve model, and even succumbed to the Torch for touchscreen finesse when it came out.
Then the worst thing that could happen, happened. My phone kept on freezing and crashing all day everyday. I got it replaced not once, twice, thrice, four times but an infuriating five times and then I threw in the towel (and a major wobbly!).
The average family will spend £2,102.16 per child keeping their children entertained during the summer holidays*, according to the results of a recent poll carried out as part of the Mums’ SOS (Summer of Stress) campaign for the drink brand Royal Crown Cola.
This year, we’ve actually seen wonderful summer weather, and part of that enjoyment has meant we’ve splurged on some new clothes.
But what about last year’s stragglers that are clogging up your wardrobe?
